Butterscotch with cream

1 cup flour 2 teaspoons baking powder 1/4-1/2 teaspoon nutmeg or 1/4-1/2 teaspoon ginger 1/2 teaspoon salt 2 -3 apples , diced (cooking ones are best, but I[...]

1 cup butter , softened 1 cup brown sugar , packed 2 eggs 3 cups all-purpose flour 2 (3 1/2 ounce) packages cook-and-serve butterscotch pudding mix 3[...]