Layered Taco with chips

1 (16 ounce) can refried beans 1 1/2 cups guacamole 4 ounces cream cheese , softened 8 ounces sour cream 1 (1 ounce) package taco seasoning 1/2 head lettuce ,[...]

1 (16 ounce) can refried beans 1 1/2 cups guacamole 4 ounces cream cheese , softened 8 ounces sour cream 1 (1 ounce) package taco seasoning 1/2 head Lettuce ,[...]

250 g cream cheese (block, not tub, diet is fine) 1/2 cup Miracle Whip (or mayo plus Miracle Whip from Mayonnaise additive) 1 cup salsa (I use medium hot) 1[...]

1 avocado , peeled pitted and chopped 1 teaspoon lime juice 1 large tomato , diced 1 tablespoon fresh cilantro , chopped 8 ounces sour cream 1 ounce taco[...]

1 (16 ounce) can fat-free refried beans 1 (1 1/4 ounce) packet taco seasoning 4 ounces fat free cream cheese , softened 8 ounces reduced-fat sour cream 2[...]

1 (8 ounce) package cream cheese , softened 1 cup sour cream 1 teaspoon garlic powder (can use more or less depending on taste) 1 small onion , chopped 1[...]