Layered Taco with beans

1 (16 ounce) can refried beans 1 1/2 cups guacamole 4 ounces cream cheese , softened 8 ounces sour cream 1 (1 ounce) package taco seasoning 1/2 head lettuce ,[...]

1 (16 ounce) can refried beans 1 1/2 cups guacamole 4 ounces cream cheese , softened 8 ounces sour cream 1 (1 ounce) package taco seasoning 1/2 head Lettuce ,[...]

1 avocado , peeled pitted and chopped 1 teaspoon lime juice 1 large tomato , diced 1 tablespoon fresh cilantro , chopped 8 ounces sour cream 1 ounce taco[...]

1 (16 ounce) can fat-free refried beans 1 (1 1/4 ounce) packet taco seasoning 4 ounces fat free cream cheese , softened 8 ounces reduced-fat sour cream 2[...]