Easy Taco with chips

1 lb ground beef 3/4 cup onion , chopped 1 (1 1/4 ounce) package low-sodium taco seasoning, with 40% less sodium 3/4 cup water 1 (16 ounce) can refried beans[...]

2 (16 ounce) packages cream cheese (softened) 2 (16 ounce) containers sour cream 2 (8 ounce) packages taco seasoning 1 head Lettuce (chopped) 1 (8 ounce) can[...]

2 (16 ounce) packages cream cheese (softened) 2 (16 ounce) containers sour cream 2 (8 ounce) packages taco seasoning 1 head lettuce (chopped) 1 (8 ounce) can[...]

1 lb ground beef 3/4 cup onion , chopped 1 (1 1/4 ounce) package low-sodium taco seasoning, with 40% less sodium 3/4 cup water 1 (16 ounce) can refried beans[...]

1 lb ground turkey (you can use hamburger as well) 1 (1 1/4 ounce) packet taco seasoning 1 (16 ounce) can refried beans 1 (14 1/2 ounce) can diced tomatoes[...]

16 ounces light sour cream 8 ounces light cream cheese 2 tomatoes , chopped 1 ounce black olives , chopped, drained (can add more depending on your liking) 4[...]