Banana Pudding with neufchatel

35 vanilla wafers, finely crushed (fat reduced) 1/4 cup margarine , melted 1 (8 ounce) package neufchatel cheese, softened (1/3 less fat than cream cheese)[...]

35 reduced fat vanilla wafers, finely crushed (about 1-1/4 cups) 1/4 cup margarine , melted 1 (8 ounce) package philadelphia neufchatel cheese, softened 1/2[...]

20 reduced fat vanilla wafers, finely crushed (or sugar free) 3 tablespoons margarine , melted 8 ounces philadelphia neufchatel cheese, softened 1/2 cup[...]