Layered Taco - With fruit

2 (16 ounce) cans refried beans 2 (4 1/2 ounce) cans minced black olives (liquid removed) 2 (4 ounce) cans minced green chilies (liquid removed) 2 (6 ounce)[...]

1 (9 ounce) can bean dip (not refried beans) 1 (6 ounce) can frzn avocado guacamole 1 c. lowfat sour cream 1 pkg. taco seasoning 1 c. shredded cheddar cheese[...]

2 cans bean dip 1 pkg. taco seasoning 1/2 c. mayonnaise 1/2 lg. container lowfat sour cream 3 ripe avocados 2 T lemon juice 1 lg. bunch scallions 2-3 tomatoes[...]