Butterscotch Cake without frosting caramel pudding

1 (12 ounce) package butterscotch baking bits 2 (3 ounce) packages cream cheese , softened 2 tablespoons half-and-half or 2 tablespoons milk 3 cups flour 3/4[...]

1 (12 ounce) package butterscotch chips 2 (3 ounce) packages cream cheese , softened 2 tablespoons milk or 2 tablespoons half-and-half cream 3 cups flour 3/4[...]

1 cup butterscotch chips 2 cups all-purpose flour 1 3/4 cups granulated sugar 1 tablespoon baking powder 1 1/2 teaspoons ground cinnamon 1 teaspoon salt 1/2[...]